Call reports 2003
FIRST NATIONAL BANK OF MOODY, THE — 2003
What FIRST NATIONAL BANK OF MOODY, THE reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 35,357,000 | 36,004,000 | 37,911,000 | 38,083,000 |
| Total loans | 17,146,000 | 18,132,000 | 18,381,000 | 18,714,000 |
| Allowance for loan losses | 596,000 | 574,000 | 575,000 | 572,000 |
| Securities available for sale | 12,428,000 | 12,504,000 | 12,510,000 | 12,318,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 28,444,000 | 28,889,000 | 30,923,000 | 30,999,000 |
| Interest-bearing deposits | 25,097,000 | 24,877,000 | 27,216,000 | 26,716,000 |
| Noninterest-bearing deposits | 3,347,000 | 4,012,000 | 3,707,000 | 4,283,000 |
| Equity capital | 6,327,000 | 6,693,000 | 6,561,000 | 6,635,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 459,000 | 921,000 | 1,378,000 | 1,842,000 |
| Interest expense | 120,000 | 232,000 | 330,000 | 417,000 |
| Net interest income | 339,000 | 689,000 | 1,048,000 | 1,425,000 |
| Noninterest income | 53,000 | 129,000 | 183,000 | 235,000 |
| Noninterest expense | 245,000 | 476,000 | 693,000 | 950,000 |
| Provision for loan losses | 15,000 | 30,000 | 45,000 | 60,000 |
| Pretax income | 132,000 | 323,000 | 504,000 | 661,000 |
| Income tax | 126,000 | 121,000 | 121,000 | 121,000 |
| Net income | 6,000 | 202,000 | 383,000 | 540,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,002,000 | 6,174,000 | 6,253,000 | 6,297,000 |
| Total capital | 6,239,000 | 6,427,000 | 6,512,000 | 6,559,000 |
| Risk-weighted assets | 18,569,000 | 19,897,000 | 20,369,000 | 20,657,000 |