Call reports 2002
FIRST NATIONAL BANK OF MOODY, THE — 2002
What FIRST NATIONAL BANK OF MOODY, THE reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 32,038,000 | 33,407,000 | 34,840,000 | 34,669,000 |
| Total loans | 16,464,000 | 16,441,000 | 16,270,000 | 16,299,000 |
| Allowance for loan losses | 525,000 | 542,000 | 560,000 | 570,000 |
| Securities available for sale | 10,391,000 | 11,810,000 | 11,861,000 | 12,084,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 25,625,000 | 26,737,000 | 27,918,000 | 27,598,000 |
| Interest-bearing deposits | 21,452,000 | 22,917,000 | 24,055,000 | 24,187,000 |
| Noninterest-bearing deposits | 4,173,000 | 3,820,000 | 3,863,000 | 3,411,000 |
| Equity capital | 6,038,000 | 6,264,000 | 6,472,000 | 6,595,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 518,000 | 1,056,000 | 1,558,000 | 2,065,000 |
| Interest expense | 158,000 | 318,000 | 480,000 | 607,000 |
| Net interest income | 360,000 | 738,000 | 1,078,000 | 1,458,000 |
| Noninterest income | 46,000 | 97,000 | 149,000 | 202,000 |
| Noninterest expense | 218,000 | 453,000 | 668,000 | 926,000 |
| Provision for loan losses | 15,000 | 30,000 | 45,000 | 60,000 |
| Pretax income | 173,000 | 352,000 | 519,000 | 679,000 |
| Income tax | 44,000 | 90,000 | 128,000 | 176,000 |
| Net income | 129,000 | 262,000 | 391,000 | 503,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,901,000 | 6,034,000 | 6,153,000 | 6,255,000 |
| Total capital | 6,123,000 | 6,262,000 | 6,373,000 | 6,483,000 |
| Risk-weighted assets | 17,459,000 | 17,899,000 | 17,941,000 | 17,894,000 |