Call reports 2001
FIRST NATIONAL BANK OF MOODY, THE — 2001
What FIRST NATIONAL BANK OF MOODY, THE reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 31,031,000 | 30,917,000 | 31,477,000 | 31,355,000 |
| Total loans | 17,439,000 | 17,136,000 | 15,526,000 | 16,545,000 |
| Allowance for loan losses | 585,000 | 583,000 | 529,000 | 540,000 |
| Securities available for sale | 10,388,000 | 10,058,000 | 10,555,000 | 10,655,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 25,069,000 | 24,928,000 | 25,166,000 | 25,055,000 |
| Interest-bearing deposits | 22,158,000 | 21,543,000 | 21,366,000 | 21,415,000 |
| Noninterest-bearing deposits | 2,911,000 | 3,385,000 | 3,800,000 | 3,640,000 |
| Equity capital | 5,620,000 | 5,685,000 | 5,895,000 | 5,912,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 612,000 | 1,202,000 | 1,779,000 | 2,354,000 |
| Interest expense | 257,000 | 493,000 | 707,000 | 886,000 |
| Net interest income | 355,000 | 709,000 | 1,072,000 | 1,468,000 |
| Noninterest income | 45,000 | 98,000 | 150,000 | 236,000 |
| Noninterest expense | 199,000 | 402,000 | 648,000 | 907,000 |
| Provision for loan losses | 15,000 | 30,000 | 45,000 | 60,000 |
| Pretax income | 186,000 | 374,000 | 528,000 | 736,000 |
| Income tax | 54,000 | 106,000 | 150,000 | 204,000 |
| Net income | 132,000 | 268,000 | 378,000 | 532,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,491,000 | 5,566,000 | 5,667,000 | 5,772,000 |
| Total capital | 5,720,000 | 5,793,000 | 5,876,000 | 5,991,000 |
| Risk-weighted assets | 17,926,000 | 17,790,000 | 16,460,000 | 17,195,000 |