Call reports 2025
WARREN BANK AND TRUST COMPANY — 2025
What WARREN BANK AND TRUST COMPANY reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 156,282,000 | 152,592,000 | 144,910,000 | 141,012,000 |
| Total loans | 84,158,000 | 86,447,000 | 82,867,000 | 85,688,000 |
| Allowance for loan losses | 878,000 | 864,000 | 948,000 | 944,000 |
| Securities available for sale | 60,743,000 | 56,195,000 | 48,742,000 | 41,973,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 112,776,000 | 113,356,000 | 116,041,000 | 115,749,000 |
| Interest-bearing deposits | 91,030,000 | 91,698,000 | 94,054,000 | 94,806,000 |
| Noninterest-bearing deposits | 21,746,000 | 21,658,000 | 21,987,000 | 20,943,000 |
| Equity capital | 19,549,000 | 20,296,000 | 21,159,000 | 21,602,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 1,653,000 | 3,443,000 | 5,183,000 | 7,097,000 |
| Interest expense | 743,000 | 1,527,000 | 2,224,000 | 2,812,000 |
| Net interest income | 910,000 | 1,916,000 | 2,959,000 | 4,285,000 |
| Noninterest income | 81,000 | 169,000 | 269,000 | 384,000 |
| Noninterest expense | 888,000 | 1,815,000 | 2,761,000 | 4,022,000 |
| Provision for loan losses | 86,000 | 86,000 | 86,000 | 82,000 |
| Pretax income | 17,000 | 184,000 | 375,000 | 473,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 17,000 | 184,000 | 375,000 | 473,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,662,000 | 22,829,000 | 23,026,000 | 23,122,000 |