Call reports 2024
WARREN BANK AND TRUST COMPANY — 2024
What WARREN BANK AND TRUST COMPANY reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 150,940,000 | 151,848,000 | 152,284,000 | 149,533,000 |
| Total loans | 73,663,000 | 80,412,000 | 78,993,000 | 82,347,000 |
| Allowance for loan losses | 889,000 | 905,000 | 935,000 | 942,000 |
| Securities available for sale | 65,704,000 | 65,600,000 | 60,883,000 | 60,133,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 115,967,000 | 115,211,000 | 118,874,000 | 116,766,000 |
| Interest-bearing deposits | 92,737,000 | 92,971,000 | 97,281,000 | 95,439,000 |
| Noninterest-bearing deposits | 23,230,000 | 22,240,000 | 21,593,000 | 21,327,000 |
| Equity capital | 17,134,000 | 17,479,000 | 19,278,000 | 18,803,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 1,447,000 | 2,948,000 | 4,590,000 | 6,199,000 |
| Interest expense | 779,000 | 1,542,000 | 2,363,000 | 3,128,000 |
| Net interest income | 668,000 | 1,406,000 | 2,227,000 | 3,071,000 |
| Noninterest income | 749,000 | 988,000 | 1,081,000 | 1,170,000 |
| Noninterest expense | 906,000 | 1,956,000 | 2,792,000 | 3,651,000 |
| Provision for loan losses | 0 | 15,000 | 45,000 | 145,000 |
| Pretax income | 511,000 | 423,000 | 396,000 | 370,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 511,000 | 423,000 | 396,000 | 370,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,786,000 | 22,698,000 | 22,670,000 | 22,645,000 |