Call reports 2023
WARREN BANK AND TRUST COMPANY — 2023
What WARREN BANK AND TRUST COMPANY reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 143,606,000 | 143,459,000 | 152,055,000 | 155,755,000 |
| Total loans | 68,750,000 | 70,942,000 | 72,440,000 | 71,974,000 |
| Allowance for loan losses | 902,000 | 902,000 | 894,000 | 888,000 |
| Securities available for sale | 68,299,000 | 66,685,000 | 65,774,000 | 66,846,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 119,588,000 | 116,623,000 | 110,806,000 | 112,250,000 |
| Interest-bearing deposits | 96,271,000 | 92,502,000 | 87,549,000 | 89,927,000 |
| Noninterest-bearing deposits | 23,317,000 | 24,121,000 | 23,257,000 | 22,323,000 |
| Equity capital | 15,708,000 | 15,134,000 | 14,638,000 | 16,640,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 1,204,000 | 2,447,000 | 3,737,000 | 5,213,000 |
| Interest expense | 269,000 | 645,000 | 1,177,000 | 1,923,000 |
| Net interest income | 935,000 | 1,802,000 | 2,560,000 | 3,290,000 |
| Noninterest income | 96,000 | 210,000 | 314,000 | 410,000 |
| Noninterest expense | 883,000 | 1,778,000 | 2,684,000 | 3,619,000 |
| Provision for loan losses | 5,000 | 5,000 | 5,000 | 5,000 |
| Pretax income | 143,000 | 229,000 | 185,000 | 76,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 143,000 | 229,000 | 185,000 | 76,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,532,000 | 22,427,000 | 22,383,000 | 22,275,000 |
| Total capital | 23,423,000 | 23,329,000 | — | — |
| Risk-weighted assets | 71,257,000 | 75,026,000 | — | — |