Call reports 2022
WARREN BANK AND TRUST COMPANY — 2022
What WARREN BANK AND TRUST COMPANY reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 156,608,000 | 154,092,000 | 142,756,000 | 139,874,000 |
| Total loans | 57,255,000 | 59,712,000 | 61,973,000 | 66,379,000 |
| Allowance for loan losses | 211,000 | 247,000 | 290,000 | 297,000 |
| Securities available for sale | 74,014,000 | 70,582,000 | 67,270,000 | 67,947,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 134,036,000 | 133,463,000 | 124,998,000 | 118,658,000 |
| Interest-bearing deposits | 110,041,000 | 108,678,000 | 100,928,000 | 94,726,000 |
| Noninterest-bearing deposits | 23,995,000 | 24,785,000 | 24,070,000 | 23,932,000 |
| Equity capital | 19,323,000 | 17,103,000 | 14,360,000 | 15,413,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 971,000 | 2,019,000 | 3,172,000 | 4,345,000 |
| Interest expense | 101,000 | 210,000 | 329,000 | 471,000 |
| Net interest income | 870,000 | 1,809,000 | 2,843,000 | 3,874,000 |
| Noninterest income | 152,000 | 289,000 | 393,000 | 502,000 |
| Noninterest expense | 829,000 | 1,699,000 | 2,596,000 | 3,563,000 |
| Provision for loan losses | 18,000 | 26,000 | 70,000 | 90,000 |
| Pretax income | 175,000 | 373,000 | 570,000 | 723,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 175,000 | 373,000 | 570,000 | 723,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,826,000 | 22,833,000 | 22,934,000 | 22,990,000 |
| Total capital | 23,037,000 | 23,080,000 | 23,224,000 | 23,287,000 |
| Risk-weighted assets | 64,677,000 | 66,988,000 | 66,423,000 | 69,810,000 |