Call reports 2021
WARREN BANK AND TRUST COMPANY — 2021
What WARREN BANK AND TRUST COMPANY reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 138,624,000 | 140,687,000 | 160,893,000 | 158,873,000 |
| Total loans | 49,691,000 | 51,098,000 | 51,764,000 | 52,901,000 |
| Allowance for loan losses | 249,000 | 234,000 | 232,000 | 207,000 |
| Securities available for sale | 78,156,000 | 81,334,000 | 79,796,000 | 79,369,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 112,126,000 | 114,489,000 | 134,775,000 | 133,755,000 |
| Interest-bearing deposits | 87,054,000 | 91,142,000 | 111,493,000 | 110,951,000 |
| Noninterest-bearing deposits | 25,072,000 | 23,347,000 | 23,282,000 | 22,804,000 |
| Equity capital | 23,605,000 | 23,464,000 | 23,492,000 | 22,533,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 1,011,000 | 2,006,000 | 2,968,000 | 3,933,000 |
| Interest expense | 115,000 | 222,000 | 330,000 | 441,000 |
| Net interest income | 896,000 | 1,784,000 | 2,638,000 | 3,492,000 |
| Noninterest income | 88,000 | 186,000 | 274,000 | 383,000 |
| Noninterest expense | 780,000 | 1,566,000 | 2,363,000 | 3,190,000 |
| Provision for loan losses | 0 | 0 | 0 | 7,000 |
| Pretax income | 204,000 | 404,000 | 554,000 | 683,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 204,000 | 404,000 | 554,000 | 683,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,653,000 | 22,612,000 | 22,643,000 | 22,651,000 |
| Total capital | 22,902,000 | 22,846,000 | 22,875,000 | 22,858,000 |
| Risk-weighted assets | 55,612,000 | 56,358,000 | 60,207,000 | 62,046,000 |