Call reports 2020
WARREN BANK AND TRUST COMPANY — 2020
What WARREN BANK AND TRUST COMPANY reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 126,939,000 | 132,227,000 | 133,065,000 | 134,131,000 |
| Total loans | 48,066,000 | 49,520,000 | 49,978,000 | 50,971,000 |
| Allowance for loan losses | 260,000 | 261,000 | 255,000 | 246,000 |
| Securities available for sale | 69,819,000 | 70,799,000 | 71,997,000 | 75,593,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 100,061,000 | 104,599,000 | 105,418,000 | 106,767,000 |
| Interest-bearing deposits | 80,076,000 | 81,134,000 | 82,059,000 | 83,369,000 |
| Noninterest-bearing deposits | 19,985,000 | 23,465,000 | 23,359,000 | 23,398,000 |
| Equity capital | 23,415,000 | 24,304,000 | 24,440,000 | 24,315,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 1,093,000 | 2,157,000 | 3,180,000 | 4,179,000 |
| Interest expense | 209,000 | 389,000 | 546,000 | 692,000 |
| Net interest income | 884,000 | 1,768,000 | 2,634,000 | 3,487,000 |
| Noninterest income | 90,000 | 200,000 | 290,000 | 373,000 |
| Noninterest expense | 817,000 | 1,608,000 | 2,395,000 | 3,231,000 |
| Provision for loan losses | 20,000 | 21,000 | 21,000 | 21,000 |
| Pretax income | 137,000 | 339,000 | 508,000 | 609,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 137,000 | 339,000 | 508,000 | 609,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,553,000 | 22,443,000 | 22,468,000 | 22,449,000 |
| Total capital | 22,813,000 | 22,704,000 | 22,723,000 | 22,695,000 |
| Risk-weighted assets | 52,605,000 | 55,345,000 | 54,938,000 | 56,774,000 |