Call reports 2019
WARREN BANK AND TRUST COMPANY — 2019
What WARREN BANK AND TRUST COMPANY reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 126,442,000 | 127,200,000 | 127,688,000 | 124,134,000 |
| Total loans | 45,178,000 | 46,597,000 | 46,240,000 | 47,561,000 |
| Allowance for loan losses | 235,000 | 251,000 | 245,000 | 245,000 |
| Securities available for sale | 68,681,000 | 71,327,000 | 68,692,000 | 69,815,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 101,056,000 | 100,756,000 | 101,062,000 | 97,860,000 |
| Interest-bearing deposits | 80,863,000 | 80,743,000 | 80,264,000 | 77,688,000 |
| Noninterest-bearing deposits | 20,193,000 | 20,013,000 | 20,798,000 | 20,172,000 |
| Equity capital | 21,360,000 | 22,489,000 | 22,825,000 | 22,643,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,088,000 | 2,232,000 | 3,367,000 | 4,492,000 |
| Interest expense | 251,000 | 509,000 | 751,000 | 977,000 |
| Net interest income | 837,000 | 1,723,000 | 2,616,000 | 3,515,000 |
| Noninterest income | 111,000 | 221,000 | 314,000 | 400,000 |
| Noninterest expense | 797,000 | 1,608,000 | 2,436,000 | 3,245,000 |
| Provision for loan losses | 2,000 | 28,000 | 28,000 | 28,000 |
| Pretax income | 149,000 | 308,000 | 466,000 | 642,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 149,000 | 308,000 | 466,000 | 642,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,403,000 | 22,322,000 | 22,361,000 | 22,415,000 |
| Total capital | 22,638,000 | 22,573,000 | 22,606,000 | 22,660,000 |
| Risk-weighted assets | 51,029,000 | 51,645,000 | 50,666,000 | 52,433,000 |