Call reports 2018
WARREN BANK AND TRUST COMPANY — 2018
What WARREN BANK AND TRUST COMPANY reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 125,454,000 | 123,370,000 | 122,119,000 | 122,270,000 |
| Total loans | 49,251,000 | 47,027,000 | 45,979,000 | 45,604,000 |
| Allowance for loan losses | 369,000 | 369,000 | 245,000 | 235,000 |
| Securities available for sale | 67,069,000 | 66,069,000 | 65,118,000 | 65,110,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 101,082,000 | 99,386,000 | 98,608,000 | 98,184,000 |
| Interest-bearing deposits | 82,931,000 | 80,504,000 | 80,409,000 | 79,246,000 |
| Noninterest-bearing deposits | 18,151,000 | 18,882,000 | 18,199,000 | 18,938,000 |
| Equity capital | 19,796,000 | 19,489,000 | 19,165,000 | 19,897,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,133,000 | 2,277,000 | 3,395,000 | 4,524,000 |
| Interest expense | 173,000 | 359,000 | 557,000 | 779,000 |
| Net interest income | 960,000 | 1,918,000 | 2,838,000 | 3,745,000 |
| Noninterest income | 114,000 | 235,000 | 320,000 | 455,000 |
| Noninterest expense | 813,000 | 1,631,000 | 2,438,000 | 3,300,000 |
| Provision for loan losses | 20,000 | 20,000 | -110,000 | -120,000 |
| Pretax income | 121,000 | 382,000 | 710,000 | 900,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 121,000 | 382,000 | 710,000 | 900,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,291,000 | 22,192,000 | 22,282,000 | 22,254,000 |
| Total capital | 22,660,000 | 22,561,000 | 22,527,000 | 22,489,000 |
| Risk-weighted assets | 54,243,000 | 51,826,000 | 50,903,000 | 50,580,000 |