Call reports 2017
WARREN BANK AND TRUST COMPANY — 2017
What WARREN BANK AND TRUST COMPANY reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 134,557,000 | 132,950,000 | 129,711,000 | 130,983,000 |
| Total loans | 42,981,000 | 43,567,000 | 45,230,000 | 48,046,000 |
| Allowance for loan losses | 358,000 | 350,000 | 353,000 | 351,000 |
| Securities available for sale | 84,049,000 | 83,611,000 | 74,743,000 | 72,842,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 107,209,000 | 104,885,000 | 101,073,000 | 105,500,000 |
| Interest-bearing deposits | 86,645,000 | 86,111,000 | 82,446,000 | 85,627,000 |
| Noninterest-bearing deposits | 20,564,000 | 18,774,000 | 18,627,000 | 19,873,000 |
| Equity capital | 21,125,000 | 21,953,000 | 21,696,000 | 20,676,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,132,000 | 2,262,000 | 3,415,000 | 4,583,000 |
| Interest expense | 139,000 | 279,000 | 421,000 | 581,000 |
| Net interest income | 993,000 | 1,983,000 | 2,994,000 | 4,002,000 |
| Noninterest income | 121,000 | 234,000 | 320,000 | 392,000 |
| Noninterest expense | 795,000 | 1,587,000 | 2,407,000 | 3,280,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 319,000 | 630,000 | 951,000 | 1,158,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 319,000 | 630,000 | 951,000 | 1,158,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,220,000 | 22,026,000 | 22,179,000 | 22,170,000 |
| Total capital | 22,578,000 | 22,376,000 | 22,532,000 | 22,521,000 |
| Risk-weighted assets | 51,468,000 | 50,414,000 | 51,205,000 | 53,709,000 |