Call reports 2016
WARREN BANK AND TRUST COMPANY — 2016
What WARREN BANK AND TRUST COMPANY reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 135,313,000 | 136,710,000 | 136,924,000 | 132,141,000 |
| Total loans | 41,434,000 | 41,350,000 | 42,429,000 | 42,528,000 |
| Allowance for loan losses | 421,000 | 421,000 | 416,000 | 363,000 |
| Securities available for sale | 86,936,000 | 89,051,000 | 87,499,000 | 84,346,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 106,437,000 | 107,619,000 | 107,470,000 | 106,440,000 |
| Interest-bearing deposits | 86,002,000 | 87,108,000 | 85,555,000 | 85,657,000 |
| Noninterest-bearing deposits | 20,435,000 | 20,511,000 | 21,915,000 | 20,783,000 |
| Equity capital | 23,449,000 | 23,662,000 | 23,777,000 | 20,250,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,123,000 | 2,254,000 | 3,429,000 | 4,589,000 |
| Interest expense | 141,000 | 282,000 | 424,000 | 571,000 |
| Net interest income | 982,000 | 1,972,000 | 3,005,000 | 4,018,000 |
| Noninterest income | 99,000 | 213,000 | 339,000 | 435,000 |
| Noninterest expense | 789,000 | 1,585,000 | 2,401,000 | 3,292,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 342,000 | 662,000 | 1,007,000 | 1,225,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 342,000 | 662,000 | 1,007,000 | 1,225,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,218,000 | 22,057,000 | 22,162,000 | 21,900,000 |
| Total capital | 22,639,000 | 22,478,000 | 22,578,000 | 22,263,000 |
| Risk-weighted assets | 49,744,000 | 49,727,000 | 50,707,000 | 50,487,000 |