Call reports 2015
WARREN BANK AND TRUST COMPANY — 2015
What WARREN BANK AND TRUST COMPANY reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 139,959,000 | 138,388,000 | 137,545,000 | 137,431,000 |
| Total loans | 41,447,000 | 41,442,000 | 41,312,000 | 41,457,000 |
| Allowance for loan losses | 460,000 | 412,000 | 431,000 | 431,000 |
| Securities available for sale | 88,173,000 | 86,813,000 | 86,516,000 | 85,217,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 111,081,000 | 111,411,000 | 109,436,000 | 109,655,000 |
| Interest-bearing deposits | 92,211,000 | 91,533,000 | 89,698,000 | 88,223,000 |
| Noninterest-bearing deposits | 18,870,000 | 19,878,000 | 19,738,000 | 21,432,000 |
| Equity capital | 23,095,000 | 21,386,000 | 22,686,000 | 22,294,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,175,000 | 2,336,000 | 3,524,000 | 4,684,000 |
| Interest expense | 158,000 | 314,000 | 468,000 | 619,000 |
| Net interest income | 1,017,000 | 2,022,000 | 3,056,000 | 4,065,000 |
| Noninterest income | 119,000 | 224,000 | 282,000 | 383,000 |
| Noninterest expense | 784,000 | 1,569,000 | 2,376,000 | 3,191,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 327,000 | 634,000 | 919,000 | 1,214,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 327,000 | 634,000 | 919,000 | 1,214,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,696,000 | 21,616,000 | 21,830,000 | 21,875,000 |
| Total capital | 22,156,000 | 22,028,000 | 22,261,000 | 22,306,000 |
| Risk-weighted assets | 69,974,000 | 65,788,000 | 64,356,000 | 63,918,000 |