Call reports 2014
WARREN BANK AND TRUST COMPANY — 2014
What WARREN BANK AND TRUST COMPANY reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 138,796,000 | 137,200,000 | 135,394,000 | 140,403,000 |
| Total loans | 46,674,000 | 42,721,000 | 41,639,000 | 41,209,000 |
| Allowance for loan losses | 396,000 | 438,000 | 428,000 | 460,000 |
| Securities available for sale | 82,630,000 | 85,373,000 | 85,908,000 | 89,736,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 111,404,000 | 109,580,000 | 108,668,000 | 112,729,000 |
| Interest-bearing deposits | 93,314,000 | 91,781,000 | 91,758,000 | 91,253,000 |
| Noninterest-bearing deposits | 18,090,000 | 17,799,000 | 16,910,000 | 21,476,000 |
| Equity capital | 18,967,000 | 20,403,000 | 20,618,000 | 21,729,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 1,266,000 | 2,500,000 | 3,721,000 | 4,917,000 |
| Interest expense | 169,000 | 337,000 | 504,000 | 672,000 |
| Net interest income | 1,097,000 | 2,163,000 | 3,217,000 | 4,245,000 |
| Noninterest income | 114,000 | 220,000 | 300,000 | 410,000 |
| Noninterest expense | 800,000 | 1,609,000 | 2,418,000 | 3,287,000 |
| Provision for loan losses | 0 | -376,000 | -376,000 | -342,000 |
| Pretax income | 580,000 | 1,318,000 | 1,672,000 | 1,903,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 580,000 | 1,318,000 | 1,672,000 | 1,903,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,871,000 | 21,166,000 | 21,232,000 | 21,318,000 |
| Total capital | 21,267,000 | 21,604,000 | 21,660,000 | 21,778,000 |
| Risk-weighted assets | 77,039,000 | 73,638,000 | 70,184,000 | 70,218,000 |