Call reports 2013
WARREN BANK AND TRUST COMPANY — 2013
What WARREN BANK AND TRUST COMPANY reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 143,474,000 | 138,017,000 | 136,678,000 | 136,889,000 |
| Total loans | 48,199,000 | 48,492,000 | 46,425,000 | 47,220,000 |
| Allowance for loan losses | 809,000 | 754,000 | 395,000 | 397,000 |
| Securities available for sale | 84,840,000 | 83,184,000 | 80,897,000 | 82,263,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 113,340,000 | 110,832,000 | 110,244,000 | 109,821,000 |
| Interest-bearing deposits | 95,782,000 | 92,384,000 | 91,497,000 | 92,677,000 |
| Noninterest-bearing deposits | 17,558,000 | 18,448,000 | 18,747,000 | 17,144,000 |
| Equity capital | 23,487,000 | 19,800,000 | 18,132,000 | 17,188,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,370,000 | 2,668,000 | 3,965,000 | 5,244,000 |
| Interest expense | 182,000 | 353,000 | 517,000 | 694,000 |
| Net interest income | 1,188,000 | 2,315,000 | 3,448,000 | 4,550,000 |
| Noninterest income | 124,000 | 235,000 | 333,000 | 591,000 |
| Noninterest expense | 743,000 | 1,464,000 | 2,243,000 | 3,145,000 |
| Provision for loan losses | 48,000 | 48,000 | 621,000 | 621,000 |
| Pretax income | 527,000 | 1,861,000 | 1,740,000 | 2,198,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 527,000 | 1,861,000 | 1,740,000 | 2,198,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,421,000 | 20,951,000 | 20,553,000 | 20,292,000 |
| Total capital | 21,230,000 | 21,705,000 | 20,948,000 | 20,689,000 |
| Risk-weighted assets | 82,109,000 | 77,474,000 | 77,324,000 | 77,135,000 |