Call reports 2012
WARREN BANK AND TRUST COMPANY — 2012
What WARREN BANK AND TRUST COMPANY reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 138,897,000 | 139,369,000 | 144,461,000 | 144,017,000 |
| Total loans | 50,382,000 | 50,952,000 | 51,864,000 | 48,795,000 |
| Allowance for loan losses | 1,874,000 | 1,861,000 | 1,857,000 | 760,000 |
| Securities available for sale | 82,884,000 | 82,032,000 | 86,496,000 | 89,218,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 114,792,000 | 111,808,000 | 118,491,000 | 114,733,000 |
| Interest-bearing deposits | 98,377,000 | 95,298,000 | 96,644,000 | 96,052,000 |
| Noninterest-bearing deposits | 16,415,000 | 16,510,000 | 21,847,000 | 18,681,000 |
| Equity capital | 21,848,000 | 22,888,000 | 23,251,000 | 23,024,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,434,000 | 2,870,000 | 4,292,000 | 5,720,000 |
| Interest expense | 248,000 | 488,000 | 717,000 | 923,000 |
| Net interest income | 1,186,000 | 2,382,000 | 3,575,000 | 4,797,000 |
| Noninterest income | 138,000 | 246,000 | 314,000 | 557,000 |
| Noninterest expense | 750,000 | 1,488,000 | 2,241,000 | 3,093,000 |
| Provision for loan losses | 0 | 0 | 0 | 182,000 |
| Pretax income | 585,000 | 1,152,000 | 2,131,000 | 2,562,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 585,000 | 1,152,000 | 2,131,000 | 2,562,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,309,000 | 19,444,000 | 19,942,000 | 19,894,000 |
| Total capital | 20,403,000 | 20,547,000 | 21,022,000 | 20,654,000 |
| Risk-weighted assets | 86,702,000 | 87,471,000 | 85,618,000 | 84,071,000 |