Call reports 2011
WARREN BANK AND TRUST COMPANY — 2011
What WARREN BANK AND TRUST COMPANY reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 131,370,000 | 131,364,000 | 134,771,000 | 136,219,000 |
| Total loans | 56,440,000 | 56,499,000 | 52,681,000 | 51,967,000 |
| Allowance for loan losses | 1,897,000 | 1,897,000 | 1,872,000 | 1,872,000 |
| Securities available for sale | 66,259,000 | 68,824,000 | 76,119,000 | 79,224,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 110,352,000 | 108,493,000 | 111,168,000 | 113,013,000 |
| Interest-bearing deposits | 94,301,000 | 93,158,000 | 95,149,000 | 97,340,000 |
| Noninterest-bearing deposits | 16,051,000 | 15,335,000 | 16,019,000 | 15,673,000 |
| Equity capital | 17,798,000 | 19,824,000 | 21,395,000 | 21,166,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,442,000 | 2,936,000 | 4,401,000 | 5,969,000 |
| Interest expense | 307,000 | 607,000 | 900,000 | 1,166,000 |
| Net interest income | 1,135,000 | 2,329,000 | 3,501,000 | 4,803,000 |
| Noninterest income | 150,000 | 286,000 | 415,000 | 477,000 |
| Noninterest expense | 723,000 | 1,458,000 | 2,177,000 | 2,998,000 |
| Provision for loan losses | 365,000 | 365,000 | 365,000 | 365,000 |
| Pretax income | 198,000 | 865,000 | 1,447,000 | 2,032,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 198,000 | 865,000 | 1,447,000 | 2,032,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,222,000 | 18,373,000 | 18,619,000 | 18,724,000 |
| Total capital | 19,293,000 | 19,427,000 | 19,701,000 | 19,812,000 |
| Risk-weighted assets | 84,877,000 | 83,469,000 | 85,758,000 | 86,230,000 |