Call reports 2010
WARREN BANK AND TRUST COMPANY — 2010
What WARREN BANK AND TRUST COMPANY reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 126,633,000 | 130,012,000 | 130,075,000 | 129,023,000 |
| Total loans | 63,191,000 | 63,000,000 | 62,396,000 | 58,579,000 |
| Allowance for loan losses | 1,465,000 | 1,472,000 | 1,543,000 | 1,539,000 |
| Securities available for sale | 55,457,000 | 56,334,000 | 61,742,000 | 62,385,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 104,011,000 | 105,609,000 | 106,402,000 | 107,204,000 |
| Interest-bearing deposits | 89,369,000 | 90,472,000 | 91,707,000 | 90,397,000 |
| Noninterest-bearing deposits | 14,642,000 | 15,137,000 | 14,695,000 | 16,807,000 |
| Equity capital | 17,448,000 | 18,972,000 | 19,121,000 | 17,329,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 1,470,000 | 2,956,000 | 4,448,000 | 6,135,000 |
| Interest expense | 418,000 | 802,000 | 1,159,000 | 1,490,000 |
| Net interest income | 1,052,000 | 2,154,000 | 3,289,000 | 4,645,000 |
| Noninterest income | 178,000 | 297,000 | 425,000 | 559,000 |
| Noninterest expense | 735,000 | 1,489,000 | 2,242,000 | 3,049,000 |
| Provision for loan losses | 0 | 0 | 80,000 | 80,000 |
| Pretax income | 495,000 | 969,000 | 1,398,000 | 2,178,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 495,000 | 969,000 | 1,398,000 | 2,178,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,061,000 | 17,294,000 | 17,531,000 | 18,024,000 |
| Total capital | 18,089,000 | 18,328,000 | 18,589,000 | 19,107,000 |
| Risk-weighted assets | 81,840,000 | 82,290,000 | 84,125,000 | 86,168,000 |