Call reports 2006
WARREN BANK AND TRUST COMPANY — 2006
What WARREN BANK AND TRUST COMPANY reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 123,781,000 | 124,206,000 | 124,465,000 | 126,942,000 |
| Total loans | 60,149,000 | 63,103,000 | 63,915,000 | 63,440,000 |
| Allowance for loan losses | 763,000 | 767,000 | 927,000 | 555,000 |
| Securities available for sale | 52,576,000 | 46,697,000 | 52,368,000 | 50,941,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 97,699,000 | 98,269,000 | 97,418,000 | 101,169,000 |
| Interest-bearing deposits | 84,709,000 | 84,027,000 | 84,693,000 | 85,413,000 |
| Noninterest-bearing deposits | 12,990,000 | 14,242,000 | 12,725,000 | 15,756,000 |
| Equity capital | 15,572,000 | 15,464,000 | 16,478,000 | 15,502,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 1,621,000 | 3,307,000 | 5,105,000 | 6,930,000 |
| Interest expense | 706,000 | 1,465,000 | 2,274,000 | 3,147,000 |
| Net interest income | 915,000 | 1,842,000 | 2,831,000 | 3,783,000 |
| Noninterest income | 173,000 | 319,000 | 479,000 | 599,000 |
| Noninterest expense | 704,000 | 1,424,000 | 2,150,000 | 2,873,000 |
| Provision for loan losses | 0 | 0 | 169,000 | 169,000 |
| Pretax income | 384,000 | 738,000 | 992,000 | 1,341,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 384,000 | 738,000 | 992,000 | 1,341,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,748,000 | 17,102,000 | 17,356,000 | 16,216,000 |
| Total capital | 17,511,000 | 17,869,000 | 18,283,000 | 16,771,000 |
| Risk-weighted assets | 81,888,000 | 85,812,000 | 87,250,000 | 87,747,000 |