Call reports 2002
WARREN BANK AND TRUST COMPANY — 2002
What WARREN BANK AND TRUST COMPANY reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 118,027,000 | 121,327,000 | 124,029,000 | 126,576,000 |
| Total loans | 60,847,000 | 61,503,000 | 62,844,000 | 63,316,000 |
| Allowance for loan losses | 782,000 | 787,000 | 793,000 | 787,000 |
| Securities available for sale | 49,201,000 | 48,613,000 | 54,099,000 | 56,699,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 98,348,000 | 99,610,000 | 100,736,000 | 102,498,000 |
| Interest-bearing deposits | 87,561,000 | 89,255,000 | 90,022,000 | 90,315,000 |
| Noninterest-bearing deposits | 10,787,000 | 10,355,000 | 10,714,000 | 12,183,000 |
| Equity capital | 17,084,000 | 17,760,000 | 18,334,000 | 17,086,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 1,759,000 | 3,526,000 | 5,264,000 | 7,008,000 |
| Interest expense | 651,000 | 1,266,000 | 1,862,000 | 2,439,000 |
| Net interest income | 1,108,000 | 2,260,000 | 3,402,000 | 4,569,000 |
| Noninterest income | 136,000 | 254,000 | 353,000 | 459,000 |
| Noninterest expense | 663,000 | 1,326,000 | 1,998,000 | 2,686,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 581,000 | 1,188,000 | 1,767,000 | 2,352,000 |
| Income tax | 142,000 | 310,000 | 469,000 | 653,000 |
| Net income | 439,000 | 878,000 | 1,298,000 | 1,699,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,815,000 | 17,254,000 | 17,674,000 | 16,395,000 |
| Total capital | 17,597,000 | 18,041,000 | 18,467,000 | 17,182,000 |
| Risk-weighted assets | 48,577,000 | 83,749,000 | 88,342,000 | 91,018,000 |