Call reports 2001
WARREN BANK AND TRUST COMPANY — 2001
What WARREN BANK AND TRUST COMPANY reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 116,125,000 | 116,640,000 | 120,517,000 | 118,346,000 |
| Total loans | 56,449,000 | 60,180,000 | 62,218,000 | 61,364,000 |
| Allowance for loan losses | 763,000 | 773,000 | 783,000 | 802,000 |
| Securities available for sale | 38,043,000 | 48,132,000 | 47,453,000 | 50,673,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 97,736,000 | 97,508,000 | 99,712,000 | 98,264,000 |
| Interest-bearing deposits | 87,402,000 | 87,849,000 | 88,542,000 | 86,331,000 |
| Noninterest-bearing deposits | 10,334,000 | 9,659,000 | 11,170,000 | 11,933,000 |
| Equity capital | 17,186,000 | 17,523,000 | 18,171,000 | 16,871,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,975,000 | 3,985,000 | 5,991,000 | 7,944,000 |
| Interest expense | 1,144,000 | 2,250,000 | 3,270,000 | 4,110,000 |
| Net interest income | 831,000 | 1,735,000 | 2,721,000 | 3,834,000 |
| Noninterest income | 161,000 | 258,000 | 336,000 | 421,000 |
| Noninterest expense | 667,000 | 1,338,000 | 1,987,000 | 2,649,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 344,000 | 676,000 | 1,091,000 | 1,628,000 |
| Income tax | 56,000 | 120,000 | 215,000 | 332,000 |
| Net income | 288,000 | 556,000 | 876,000 | 1,296,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,903,000 | 17,171,000 | 17,492,000 | 16,376,000 |
| Total capital | 17,666,000 | 17,944,000 | 18,275,000 | 17,178,000 |
| Risk-weighted assets | 64,118,000 | 84,244,000 | 87,071,000 | 84,535,000 |