Call reports 2025
WEST IOWA BANK — 2025
What WEST IOWA BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 172,525,000 | 166,041,000 | 162,354,000 | 169,591,000 |
| Total loans | 92,312,000 | 90,794,000 | 89,577,000 | 95,082,000 |
| Allowance for loan losses | 1,247,000 | 1,157,000 | 1,162,000 | 1,165,000 |
| Securities available for sale | 62,279,000 | 67,483,000 | 64,843,000 | 67,259,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 139,507,000 | 132,390,000 | 129,775,000 | 131,638,000 |
| Interest-bearing deposits | 106,733,000 | 102,275,000 | 101,564,000 | 102,689,000 |
| Noninterest-bearing deposits | 32,774,000 | 30,115,000 | 28,211,000 | 28,949,000 |
| Equity capital | 24,388,000 | 25,096,000 | 26,303,000 | 27,680,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 1,948,000 | 3,942,000 | 5,903,000 | 7,868,000 |
| Interest expense | 634,000 | 1,241,000 | 1,822,000 | 2,393,000 |
| Net interest income | 1,314,000 | 2,701,000 | 4,081,000 | 5,475,000 |
| Noninterest income | 67,000 | 134,000 | 198,000 | 699,000 |
| Noninterest expense | 773,000 | 1,617,000 | 2,405,000 | 3,216,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 608,000 | 1,218,000 | 1,874,000 | 2,958,000 |
| Income tax | 118,000 | 236,000 | 365,000 | 497,000 |
| Net income | 490,000 | 982,000 | 1,509,000 | 2,461,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,048,000 | 27,240,000 | 27,767,000 | 28,720,000 |