Call reports 2022
WEST IOWA BANK — 2022
What WEST IOWA BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 156,842,000 | 169,633,000 | 165,817,000 | 166,876,000 |
| Total loans | 83,201,000 | 83,541,000 | 86,624,000 | 88,344,000 |
| Allowance for loan losses | 1,221,000 | 1,217,000 | 1,229,000 | 1,231,000 |
| Securities available for sale | 52,984,000 | 65,495,000 | 65,058,000 | 65,620,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 132,813,000 | 147,130,000 | 144,561,000 | 140,390,000 |
| Interest-bearing deposits | 99,665,000 | 111,519,000 | 111,190,000 | 108,896,000 |
| Noninterest-bearing deposits | 33,148,000 | 35,611,000 | 33,371,000 | 31,494,000 |
| Equity capital | 19,838,000 | 18,208,000 | 16,914,000 | 18,063,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 1,237,000 | 2,603,000 | 4,175,000 | 5,839,000 |
| Interest expense | 87,000 | 190,000 | 360,000 | 642,000 |
| Net interest income | 1,150,000 | 2,413,000 | 3,815,000 | 5,197,000 |
| Noninterest income | 130,000 | 202,000 | 277,000 | 357,000 |
| Noninterest expense | 672,000 | 1,324,000 | 1,983,000 | 2,639,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 608,000 | 1,290,000 | 2,108,000 | 2,914,000 |
| Income tax | 124,000 | 275,000 | 455,000 | 631,000 |
| Net income | 484,000 | 1,015,000 | 1,653,000 | 2,283,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,958,000 | 21,188,000 | 21,826,000 | 22,456,000 |