Call reports 2021
WEST IOWA BANK — 2021
What WEST IOWA BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 151,568,000 | 157,119,000 | 153,183,000 | 155,000,000 |
| Total loans | 92,887,000 | 93,107,000 | 92,476,000 | 90,922,000 |
| Allowance for loan losses | 1,164,000 | 1,183,000 | 1,201,000 | 1,219,000 |
| Securities available for sale | 22,896,000 | 27,788,000 | 34,434,000 | 36,488,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 123,763,000 | 129,102,000 | 124,908,000 | 127,196,000 |
| Interest-bearing deposits | 93,490,000 | 96,357,000 | 92,538,000 | 91,962,000 |
| Noninterest-bearing deposits | 30,273,000 | 32,745,000 | 32,370,000 | 35,234,000 |
| Equity capital | 21,095,000 | 21,522,000 | 21,834,000 | 21,480,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 1,580,000 | 2,966,000 | 4,235,000 | 5,486,000 |
| Interest expense | 120,000 | 229,000 | 328,000 | 418,000 |
| Net interest income | 1,460,000 | 2,737,000 | 3,907,000 | 5,068,000 |
| Noninterest income | 112,000 | 190,000 | 271,000 | 355,000 |
| Noninterest expense | 713,000 | 1,380,000 | 2,033,000 | 2,704,000 |
| Provision for loan losses | 15,000 | 30,000 | 45,000 | 60,000 |
| Pretax income | 844,000 | 1,517,000 | 2,100,000 | 2,673,000 |
| Income tax | 192,000 | 342,000 | 468,000 | 592,000 |
| Net income | 652,000 | 1,175,000 | 1,632,000 | 2,081,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,994,000 | 20,268,000 | 20,724,000 | 20,473,000 |