Call reports 2018
WEST IOWA BANK — 2018
What WEST IOWA BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 131,486,000 | 134,711,000 | 136,760,000 | 141,370,000 |
| Total loans | 91,811,000 | 84,832,000 | 87,291,000 | 87,337,000 |
| Allowance for loan losses | 907,000 | 963,000 | 994,000 | 1,085,000 |
| Securities available for sale | 29,763,000 | 28,724,000 | 30,447,000 | 30,187,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 106,256,000 | 111,349,000 | 113,231,000 | 117,241,000 |
| Interest-bearing deposits | 87,672,000 | 91,310,000 | 90,821,000 | 91,809,000 |
| Noninterest-bearing deposits | 18,584,000 | 20,039,000 | 22,410,000 | 25,432,000 |
| Equity capital | 15,477,000 | 15,549,000 | 15,696,000 | 16,418,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,339,000 | 2,672,000 | 4,050,000 | 5,490,000 |
| Interest expense | 199,000 | 439,000 | 685,000 | 939,000 |
| Net interest income | 1,140,000 | 2,233,000 | 3,365,000 | 4,551,000 |
| Noninterest income | 72,000 | 155,000 | 248,000 | 326,000 |
| Noninterest expense | 651,000 | 1,325,000 | 2,011,000 | 2,737,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 180,000 |
| Pretax income | 531,000 | 1,003,000 | 1,512,000 | 1,960,000 |
| Income tax | 119,000 | 224,000 | 339,000 | 438,000 |
| Net income | 412,000 | 779,000 | 1,173,000 | 1,522,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,601,000 | 15,719,000 | 16,112,000 | 16,461,000 |
| Total capital | 16,508,000 | 16,682,000 | 17,106,000 | 17,546,000 |
| Risk-weighted assets | 101,658,000 | 96,207,000 | 98,838,000 | 99,780,000 |