Call reports 2017
WEST IOWA BANK — 2017
What WEST IOWA BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 125,566,000 | 128,675,000 | 129,961,000 | 140,919,000 |
| Total loans | 80,994,000 | 85,734,000 | 87,932,000 | 87,434,000 |
| Allowance for loan losses | 742,000 | 765,000 | 789,000 | 876,000 |
| Securities available for sale | 34,676,000 | 32,618,000 | 31,480,000 | 30,580,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 105,227,000 | 105,042,000 | 105,859,000 | 117,733,000 |
| Interest-bearing deposits | 88,444,000 | 89,280,000 | 86,972,000 | 88,381,000 |
| Noninterest-bearing deposits | 16,783,000 | 15,762,000 | 18,887,000 | 29,352,000 |
| Equity capital | 14,594,000 | 15,116,000 | 15,391,000 | 15,457,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,116,000 | 2,353,000 | 3,626,000 | 4,957,000 |
| Interest expense | 150,000 | 332,000 | 519,000 | 718,000 |
| Net interest income | 966,000 | 2,021,000 | 3,107,000 | 4,239,000 |
| Noninterest income | 77,000 | 164,000 | 250,000 | 336,000 |
| Noninterest expense | 741,000 | 1,381,000 | 2,019,000 | 2,692,000 |
| Provision for loan losses | 0 | 22,000 | 45,000 | 155,000 |
| Pretax income | 293,000 | 773,000 | 1,281,000 | 1,714,000 |
| Income tax | 86,000 | 242,000 | 409,000 | 577,000 |
| Net income | 207,000 | 531,000 | 872,000 | 1,137,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,248,000 | 14,576,000 | 14,919,000 | 15,188,000 |
| Total capital | 14,990,000 | 15,341,000 | 15,708,000 | 16,064,000 |
| Risk-weighted assets | 95,088,000 | 98,398,000 | 101,644,000 | 103,588,000 |