Call reports 2002
WEST IOWA BANK — 2002
What WEST IOWA BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 55,712,000 | 56,110,000 | 55,013,000 | 57,599,000 |
| Total loans | 31,662,000 | 32,408,000 | 32,656,000 | 31,479,000 |
| Allowance for loan losses | 512,000 | 552,000 | 594,000 | 593,000 |
| Securities available for sale | 10,416,000 | 11,690,000 | 11,848,000 | 13,722,000 |
| Securities held to maturity | 5,755,000 | 5,066,000 | 4,901,000 | 4,667,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 44,825,000 | 45,070,000 | 43,530,000 | 46,096,000 |
| Interest-bearing deposits | 40,565,000 | 41,283,000 | 38,965,000 | 40,791,000 |
| Noninterest-bearing deposits | 4,260,000 | 3,787,000 | 4,565,000 | 5,305,000 |
| Equity capital | 5,871,000 | 5,981,000 | 6,103,000 | 6,035,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 901,000 | 1,821,000 | 2,757,000 | 3,635,000 |
| Interest expense | 382,000 | 744,000 | 1,088,000 | 1,421,000 |
| Net interest income | 519,000 | 1,077,000 | 1,669,000 | 2,214,000 |
| Noninterest income | 48,000 | 96,000 | 141,000 | 207,000 |
| Noninterest expense | 380,000 | 723,000 | 1,058,000 | 1,422,000 |
| Provision for loan losses | 50,000 | 94,000 | 134,000 | 154,000 |
| Pretax income | 137,000 | 356,000 | 623,000 | 850,000 |
| Income tax | 26,000 | 83,000 | 157,000 | 199,000 |
| Net income | 111,000 | 273,000 | 466,000 | 651,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,379,000 | 5,417,000 | 5,489,000 | 5,450,000 |
| Total capital | 5,886,000 | 5,925,000 | 6,001,000 | 5,959,000 |
| Risk-weighted assets | 40,568,000 | 40,586,000 | 40,859,000 | 40,888,000 |