Call reports 2001
WEST IOWA BANK — 2001
What WEST IOWA BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 52,909,000 | 53,915,000 | 54,104,000 | 57,059,000 |
| Total loans | 28,628,000 | 30,033,000 | 31,002,000 | 29,529,000 |
| Allowance for loan losses | 489,000 | 498,000 | 512,000 | 501,000 |
| Securities available for sale | 12,457,000 | 11,025,000 | 10,017,000 | 11,054,000 |
| Securities held to maturity | 7,434,000 | 6,584,000 | 6,324,000 | 6,222,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 45,037,000 | 43,229,000 | 44,215,000 | 46,502,000 |
| Interest-bearing deposits | 41,025,000 | 39,492,000 | 40,241,000 | 40,655,000 |
| Noninterest-bearing deposits | 4,012,000 | 3,737,000 | 3,974,000 | 5,847,000 |
| Equity capital | 5,578,000 | 5,553,000 | 5,730,000 | 5,756,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 965,000 | 1,925,000 | 2,896,000 | 3,836,000 |
| Interest expense | 504,000 | 989,000 | 1,482,000 | 1,920,000 |
| Net interest income | 461,000 | 936,000 | 1,414,000 | 1,916,000 |
| Noninterest income | 47,000 | 102,000 | 156,000 | 239,000 |
| Noninterest expense | 353,000 | 702,000 | 1,038,000 | 1,346,000 |
| Provision for loan losses | 57,000 | 92,000 | 99,000 | 99,000 |
| Pretax income | 96,000 | 242,000 | 431,000 | 708,000 |
| Income tax | 12,000 | 43,000 | 90,000 | 169,000 |
| Net income | 84,000 | 199,000 | 341,000 | 539,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,003,000 | 5,000,000 | 5,157,000 | 5,253,000 |
| Total capital | 5,451,000 | 5,464,000 | 5,634,000 | 5,734,000 |
| Risk-weighted assets | 35,799,000 | 37,094,000 | 38,093,000 | 38,494,000 |