Call reports 2025
FIRST COMMUNITY BANK — 2025
What FIRST COMMUNITY BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 671,017,000 | 669,422,000 | 672,614,000 | 661,715,000 |
| Total loans | 479,741,000 | 468,858,000 | 462,126,000 | 456,392,000 |
| Allowance for loan losses | 7,543,000 | 7,735,000 | 7,890,000 | 7,722,000 |
| Securities available for sale | 133,387,000 | 128,189,000 | 137,164,000 | 137,587,000 |
| Securities held to maturity | 15,749,000 | 15,739,000 | 22,011,000 | 27,136,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 601,337,000 | 597,684,000 | 596,888,000 | 584,147,000 |
| Interest-bearing deposits | 354,167,000 | 357,437,000 | 356,864,000 | 343,510,000 |
| Noninterest-bearing deposits | 247,170,000 | 240,247,000 | 240,024,000 | 240,637,000 |
| Equity capital | 65,412,000 | 67,313,000 | 70,937,000 | 73,404,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 9,624,000 | 19,627,000 | 29,574,000 | 39,406,000 |
| Interest expense | 2,298,000 | 4,608,000 | 6,932,000 | 9,212,000 |
| Net interest income | 7,326,000 | 15,019,000 | 22,642,000 | 30,194,000 |
| Noninterest income | 1,078,000 | 2,269,000 | 3,419,000 | 4,600,000 |
| Noninterest expense | 6,185,000 | 12,374,000 | 18,744,000 | 25,805,000 |
| Provision for loan losses | -515,000 | -256,000 | -93,000 | -139,000 |
| Pretax income | 2,219,000 | 4,764,000 | 7,017,000 | 8,539,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 2,219,000 | 4,764,000 | 7,017,000 | 8,539,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 76,348,000 | 78,393,000 | 79,598,000 | 80,720,000 |
| Total capital | 82,391,000 | 84,405,000 | 85,566,000 | 86,612,000 |
| Risk-weighted assets | 481,499,000 | 478,842,000 | 475,200,000 | 468,982,000 |