Call reports 2024
FIRST COMMUNITY BANK — 2024
What FIRST COMMUNITY BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 664,943,000 | 664,276,000 | 679,583,000 | 661,826,000 |
| Total loans | 476,359,000 | 471,628,000 | 455,525,000 | 470,082,000 |
| Allowance for loan losses | 8,074,000 | 8,056,000 | 8,104,000 | 8,073,000 |
| Securities available for sale | 139,331,000 | 134,946,000 | 135,805,000 | 140,314,000 |
| Securities held to maturity | 11,145,000 | 11,142,000 | 13,078,000 | 15,759,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 556,848,000 | 575,768,000 | 609,759,000 | 593,553,000 |
| Interest-bearing deposits | 311,596,000 | 331,163,000 | 356,160,000 | 347,622,000 |
| Noninterest-bearing deposits | 245,252,000 | 244,605,000 | 253,599,000 | 245,931,000 |
| Equity capital | 60,208,000 | 61,388,000 | 65,102,000 | 63,176,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 9,572,000 | 19,258,000 | 28,974,000 | 38,761,000 |
| Interest expense | 3,289,000 | 6,511,000 | 9,296,000 | 11,686,000 |
| Net interest income | 6,283,000 | 12,747,000 | 19,678,000 | 27,075,000 |
| Noninterest income | 1,039,000 | 2,406,000 | 3,508,000 | 4,635,000 |
| Noninterest expense | 5,961,000 | 11,903,000 | 17,961,000 | 24,207,000 |
| Provision for loan losses | 125,000 | 175,000 | 175,000 | 175,000 |
| Pretax income | 1,236,000 | 3,075,000 | 5,050,000 | 7,328,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,236,000 | 3,075,000 | 5,050,000 | 7,328,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 70,411,000 | 71,750,000 | 73,225,000 | 74,629,000 |
| Total capital | 76,555,000 | 77,704,000 | 78,983,000 | 80,609,000 |
| Risk-weighted assets | 489,610,000 | 474,240,000 | 458,312,000 | 476,322,000 |