Call reports 2023
FIRST COMMUNITY BANK — 2023
What FIRST COMMUNITY BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 647,029,000 | 667,901,000 | 669,046,000 | 675,438,000 |
| Total loans | 446,514,000 | 464,431,000 | 475,642,000 | 477,983,000 |
| Allowance for loan losses | 7,635,000 | 7,769,000 | 7,904,000 | 7,947,000 |
| Securities available for sale | 150,301,000 | 147,993,000 | 139,705,000 | 142,978,000 |
| Securities held to maturity | 11,154,000 | 11,152,000 | 11,149,000 | 11,147,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 546,434,000 | 569,670,000 | 574,940,000 | 558,184,000 |
| Interest-bearing deposits | 246,214,000 | 268,969,000 | 285,730,000 | 295,757,000 |
| Noninterest-bearing deposits | 300,220,000 | 300,701,000 | 289,210,000 | 262,427,000 |
| Equity capital | 55,538,000 | 55,888,000 | 52,188,000 | 60,003,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 8,146,000 | 16,783,000 | 26,106,000 | 35,758,000 |
| Interest expense | 981,000 | 2,819,000 | 5,086,000 | 7,777,000 |
| Net interest income | 7,165,000 | 13,964,000 | 21,020,000 | 27,981,000 |
| Noninterest income | 1,012,000 | 2,260,000 | 3,402,000 | 4,408,000 |
| Noninterest expense | 6,031,000 | 11,997,000 | 18,181,000 | 24,388,000 |
| Provision for loan losses | 0 | 150,000 | 300,000 | 450,000 |
| Pretax income | 2,146,000 | 4,077,000 | 5,941,000 | 7,551,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 2,146,000 | 4,077,000 | 5,941,000 | 7,551,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 66,621,000 | 68,052,000 | 69,416,000 | 69,676,000 |
| Total capital | 72,729,000 | 74,264,000 | 75,694,000 | 75,887,000 |
| Risk-weighted assets | 487,115,000 | 495,402,000 | 500,648,000 | 495,182,000 |