Call reports 2022
FIRST COMMUNITY BANK — 2022
What FIRST COMMUNITY BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 608,268,000 | 615,158,000 | 618,772,000 | 630,697,000 |
| Total loans | 413,636,000 | 414,048,000 | 401,510,000 | 423,326,000 |
| Allowance for loan losses | 7,261,000 | 7,477,000 | 7,671,000 | 7,640,000 |
| Securities available for sale | 104,459,000 | 121,044,000 | 140,855,000 | 149,389,000 |
| Securities held to maturity | 2,590,000 | 4,599,000 | 7,903,000 | 11,156,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 549,625,000 | 559,004,000 | 567,255,000 | 563,722,000 |
| Interest-bearing deposits | 253,968,000 | 259,979,000 | 256,125,000 | 254,444,000 |
| Noninterest-bearing deposits | 295,656,000 | 299,024,000 | 311,130,000 | 309,278,000 |
| Equity capital | 55,074,000 | 51,808,000 | 47,676,000 | 51,634,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 6,828,000 | 13,925,000 | 21,274,000 | 28,999,000 |
| Interest expense | 179,000 | 364,000 | 582,000 | 956,000 |
| Net interest income | 6,649,000 | 13,561,000 | 20,692,000 | 28,043,000 |
| Noninterest income | 1,134,000 | 2,387,000 | 3,632,000 | 4,594,000 |
| Noninterest expense | 5,346,000 | 11,033,000 | 17,118,000 | 23,046,000 |
| Provision for loan losses | 375,000 | 600,000 | 825,000 | 825,000 |
| Pretax income | 2,062,000 | 4,315,000 | 6,381,000 | 8,766,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 2,062,000 | 4,315,000 | 6,381,000 | 8,766,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 61,236,000 | 62,988,000 | 64,555,000 | 64,975,000 |
| Total capital | 66,759,000 | 68,788,000 | 70,138,000 | 70,818,000 |
| Risk-weighted assets | 440,073,000 | 462,337,000 | 444,565,000 | 465,674,000 |