Call reports 2021
FIRST COMMUNITY BANK — 2021
What FIRST COMMUNITY BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 557,493,000 | 576,481,000 | 570,237,000 | 605,198,000 |
| Total loans | 401,266,000 | 390,676,000 | 371,779,000 | 403,945,000 |
| Allowance for loan losses | 5,977,000 | 6,397,000 | 6,659,000 | 6,867,000 |
| Securities available for sale | 78,571,000 | 87,220,000 | 94,721,000 | 101,394,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 493,474,000 | 510,092,000 | 504,359,000 | 542,455,000 |
| Interest-bearing deposits | 216,206,000 | 223,785,000 | 221,815,000 | 230,277,000 |
| Noninterest-bearing deposits | 277,268,000 | 286,307,000 | 282,544,000 | 312,178,000 |
| Equity capital | 59,114,000 | 61,400,000 | 63,307,000 | 61,711,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 6,261,000 | 12,621,000 | 19,873,000 | 26,852,000 |
| Interest expense | 266,000 | 514,000 | 748,000 | 949,000 |
| Net interest income | 5,995,000 | 12,107,000 | 19,125,000 | 25,903,000 |
| Noninterest income | 1,341,000 | 2,648,000 | 3,996,000 | 5,174,000 |
| Noninterest expense | 5,077,000 | 10,238,000 | 15,959,000 | 21,569,000 |
| Provision for loan losses | 450,000 | 900,000 | 1,200,000 | 1,500,000 |
| Pretax income | 1,809,000 | 3,617,000 | 5,996,000 | 8,042,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,809,000 | 3,617,000 | 5,996,000 | 8,042,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 57,041,000 | 58,848,000 | 61,227,000 | 59,674,000 |
| Total capital | 61,290,000 | 63,326,000 | 65,956,000 | 64,999,000 |
| Risk-weighted assets | 338,165,000 | 356,320,000 | 376,358,000 | 424,448,000 |