Call reports 2020
FIRST COMMUNITY BANK — 2020
What FIRST COMMUNITY BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 444,898,000 | 532,699,000 | 531,958,000 | 522,888,000 |
| Total loans | 312,343,000 | 379,483,000 | 392,246,000 | 397,533,000 |
| Allowance for loan losses | 4,459,000 | 4,767,000 | 5,215,000 | 5,571,000 |
| Securities available for sale | 65,904,000 | 72,260,000 | 74,461,000 | 75,986,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 390,837,000 | 473,096,000 | 471,234,000 | 460,539,000 |
| Interest-bearing deposits | 196,386,000 | 215,211,000 | 217,585,000 | 218,761,000 |
| Noninterest-bearing deposits | 194,450,000 | 257,885,000 | 253,649,000 | 241,778,000 |
| Equity capital | 53,024,000 | 55,709,000 | 57,002,000 | 58,329,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 5,799,000 | 11,373,000 | 17,937,000 | 23,847,000 |
| Interest expense | 370,000 | 707,000 | 1,029,000 | 1,320,000 |
| Net interest income | 5,429,000 | 10,666,000 | 16,908,000 | 22,527,000 |
| Noninterest income | 1,454,000 | 2,526,000 | 3,948,000 | 5,479,000 |
| Noninterest expense | 5,249,000 | 10,151,000 | 15,051,000 | 20,103,000 |
| Provision for loan losses | 300,000 | 600,000 | 1,050,000 | 1,500,000 |
| Pretax income | 1,397,000 | 2,504,000 | 4,818,000 | 6,466,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,397,000 | 2,504,000 | 4,818,000 | 6,466,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 52,562,000 | 53,669,000 | 54,883,000 | 55,732,000 |
| Total capital | 56,578,000 | 57,619,000 | 59,063,000 | 59,950,000 |
| Risk-weighted assets | 320,827,000 | 315,164,000 | 333,345,000 | 336,095,000 |