Call reports 2019
FIRST COMMUNITY BANK — 2019
What FIRST COMMUNITY BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 411,594,000 | 416,826,000 | 421,708,000 | 428,897,000 |
| Total loans | 306,103,000 | 311,864,000 | 311,830,000 | 308,483,000 |
| Allowance for loan losses | 3,756,000 | 3,992,000 | 4,178,000 | 4,399,000 |
| Securities available for sale | 64,794,000 | 66,500,000 | 64,987,000 | 71,942,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 361,420,000 | 364,951,000 | 367,888,000 | 375,392,000 |
| Interest-bearing deposits | 194,178,000 | 193,987,000 | 191,777,000 | 196,208,000 |
| Noninterest-bearing deposits | 167,242,000 | 170,964,000 | 176,111,000 | 179,183,000 |
| Equity capital | 49,170,000 | 50,561,000 | 52,056,000 | 52,659,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 5,926,000 | 11,717,000 | 17,726,000 | 23,532,000 |
| Interest expense | 402,000 | 822,000 | 1,255,000 | 1,651,000 |
| Net interest income | 5,524,000 | 10,895,000 | 16,471,000 | 21,881,000 |
| Noninterest income | 1,107,000 | 2,462,000 | 3,693,000 | 5,044,000 |
| Noninterest expense | 4,960,000 | 9,912,000 | 14,935,000 | 20,166,000 |
| Provision for loan losses | 300,000 | 600,000 | 900,000 | 1,200,000 |
| Pretax income | 1,371,000 | 2,845,000 | 4,329,000 | 5,559,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,371,000 | 2,845,000 | 4,329,000 | 5,559,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 49,302,000 | 51,146,000 | 50,960,000 | 51,665,000 |
| Total capital | 53,058,000 | 55,017,000 | 54,877,000 | 55,598,000 |
| Risk-weighted assets | 303,318,000 | 309,590,000 | 313,072,000 | 314,207,000 |