Call reports 2018
FIRST COMMUNITY BANK — 2018
What FIRST COMMUNITY BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 448,452,000 | 426,937,000 | 430,117,000 | 422,859,000 |
| Total loans | 310,657,000 | 315,167,000 | 313,848,000 | 311,513,000 |
| Allowance for loan losses | 5,027,000 | 5,108,000 | 4,804,000 | 3,886,000 |
| Securities available for sale | 60,326,000 | 62,710,000 | 64,976,000 | 65,773,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 403,028,000 | 380,034,000 | 382,382,000 | 374,729,000 |
| Interest-bearing deposits | 219,528,000 | 203,808,000 | 204,184,000 | 203,211,000 |
| Noninterest-bearing deposits | 183,500,000 | 176,226,000 | 178,197,000 | 171,518,000 |
| Equity capital | 44,285,000 | 45,442,000 | 46,088,000 | 47,356,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 5,578,000 | 11,389,000 | 17,333,000 | 23,225,000 |
| Interest expense | 281,000 | 582,000 | 887,000 | 1,251,000 |
| Net interest income | 5,297,000 | 10,807,000 | 16,446,000 | 21,974,000 |
| Noninterest income | 910,000 | 1,936,000 | 3,116,000 | 4,186,000 |
| Noninterest expense | 4,825,000 | 9,444,000 | 14,216,000 | 19,157,000 |
| Provision for loan losses | 300,000 | 600,000 | 900,000 | 1,200,000 |
| Pretax income | 1,082,000 | 2,699,000 | 4,446,000 | 5,803,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,082,000 | 2,699,000 | 4,446,000 | 5,803,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 45,585,000 | 46,702,000 | 47,948,000 | 48,431,000 |
| Total capital | 49,379,000 | 50,591,000 | 51,886,000 | 52,306,000 |
| Risk-weighted assets | 302,326,000 | 309,913,000 | 314,167,000 | 309,980,000 |