Call reports 2016
FIRST COMMUNITY BANK — 2016
What FIRST COMMUNITY BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 406,343,000 | 402,114,000 | 402,811,000 | 397,796,000 |
| Total loans | 314,558,000 | 315,038,000 | 315,383,000 | 303,081,000 |
| Allowance for loan losses | 4,557,000 | 4,662,000 | 4,315,000 | 4,385,000 |
| Securities available for sale | 54,894,000 | 53,898,000 | 49,942,000 | 46,630,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 334,222,000 | 327,707,000 | 342,778,000 | 353,964,000 |
| Interest-bearing deposits | 209,016,000 | 201,350,000 | 207,823,000 | 221,562,000 |
| Noninterest-bearing deposits | 125,206,000 | 126,357,000 | 134,955,000 | 132,402,000 |
| Equity capital | 39,868,000 | 42,155,000 | 42,907,000 | 42,038,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 5,589,000 | 11,253,000 | 16,856,000 | 22,314,000 |
| Interest expense | 289,000 | 597,000 | 901,000 | 1,201,000 |
| Net interest income | 5,300,000 | 10,656,000 | 15,955,000 | 21,113,000 |
| Noninterest income | 1,225,000 | 2,665,000 | 3,991,000 | 5,031,000 |
| Noninterest expense | 4,781,000 | 9,529,000 | 14,420,000 | 18,902,000 |
| Provision for loan losses | 175,000 | 425,000 | 725,000 | 1,025,000 |
| Pretax income | 1,569,000 | 3,367,000 | 4,801,000 | 6,217,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,569,000 | 3,367,000 | 4,801,000 | 6,217,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 39,780,000 | 41,528,000 | 42,412,000 | 42,904,000 |
| Total capital | 43,644,000 | 45,428,000 | 46,206,000 | 46,522,000 |
| Risk-weighted assets | 308,447,000 | 311,229,000 | 303,014,000 | 288,693,000 |