Call reports 2015
FIRST COMMUNITY BANK — 2015
What FIRST COMMUNITY BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 382,885,000 | 384,927,000 | 390,437,000 | 393,580,000 |
| Total loans | 275,993,000 | 284,704,000 | 292,471,000 | 301,485,000 |
| Allowance for loan losses | 4,881,000 | 4,818,000 | 4,893,000 | 4,502,000 |
| Securities available for sale | 61,966,000 | 63,275,000 | 61,873,000 | 56,788,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 345,724,000 | 339,021,000 | 338,600,000 | 347,637,000 |
| Interest-bearing deposits | 195,536,000 | 194,395,000 | 198,743,000 | 204,296,000 |
| Noninterest-bearing deposits | 150,188,000 | 144,626,000 | 139,857,000 | 143,341,000 |
| Equity capital | 34,783,000 | 35,521,000 | 37,943,000 | 38,420,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 5,144,000 | 10,331,000 | 15,724,000 | 21,247,000 |
| Interest expense | 246,000 | 473,000 | 715,000 | 964,000 |
| Net interest income | 4,898,000 | 9,858,000 | 15,009,000 | 20,283,000 |
| Noninterest income | 1,495,000 | 2,741,000 | 4,282,000 | 5,522,000 |
| Noninterest expense | 4,475,000 | 8,999,000 | 13,691,000 | 18,648,000 |
| Provision for loan losses | 150,000 | 300,000 | 450,000 | 600,000 |
| Pretax income | 1,768,000 | 3,300,000 | 5,150,000 | 6,571,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,768,000 | 3,300,000 | 5,150,000 | 6,571,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 34,933,000 | 36,464,000 | 38,166,000 | 38,712,000 |
| Total capital | 38,409,000 | 40,040,000 | 41,791,000 | 42,406,000 |
| Risk-weighted assets | 276,684,000 | 284,816,000 | 288,714,000 | 294,705,000 |