Call reports 2014
FIRST COMMUNITY BANK — 2014
What FIRST COMMUNITY BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 360,323,000 | 363,172,000 | 367,848,000 | 371,408,000 |
| Total loans | 253,552,000 | 265,157,000 | 266,370,000 | 273,204,000 |
| Allowance for loan losses | 4,331,000 | 4,430,000 | 4,563,000 | 4,768,000 |
| Securities available for sale | 56,992,000 | 51,347,000 | 53,999,000 | 58,941,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 327,662,000 | 328,264,000 | 332,356,000 | 335,921,000 |
| Interest-bearing deposits | 194,185,000 | 189,346,000 | 188,969,000 | 193,254,000 |
| Noninterest-bearing deposits | 133,477,000 | 138,918,000 | 143,387,000 | 142,667,000 |
| Equity capital | 30,644,000 | 32,688,000 | 32,955,000 | 33,179,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 4,792,000 | 9,878,000 | 15,061,000 | 20,248,000 |
| Interest expense | 323,000 | 597,000 | 859,000 | 1,124,000 |
| Net interest income | 4,469,000 | 9,281,000 | 14,202,000 | 19,124,000 |
| Noninterest income | 1,746,000 | 3,078,000 | 4,477,000 | 6,260,000 |
| Noninterest expense | 4,117,000 | 8,263,000 | 12,532,000 | 17,353,000 |
| Provision for loan losses | 150,000 | 300,000 | 450,000 | 600,000 |
| Pretax income | 1,948,000 | 3,799,000 | 5,700,000 | 7,440,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,948,000 | 3,799,000 | 5,700,000 | 7,440,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 32,023,000 | 33,474,000 | 33,725,000 | 33,666,000 |
| Total capital | 35,153,000 | 36,794,000 | 37,063,000 | 37,053,000 |
| Risk-weighted assets | 249,227,000 | 264,454,000 | 265,804,000 | 269,572,000 |