Call reports 2013
FIRST COMMUNITY BANK — 2013
What FIRST COMMUNITY BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 353,981,000 | 360,289,000 | 364,694,000 | 356,642,000 |
| Total loans | 240,371,000 | 239,380,000 | 236,069,000 | 247,632,000 |
| Allowance for loan losses | 4,088,000 | 4,347,000 | 4,478,000 | 4,363,000 |
| Securities available for sale | 58,130,000 | 58,825,000 | 60,321,000 | 58,055,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 320,753,000 | 327,052,000 | 329,026,000 | 326,059,000 |
| Interest-bearing deposits | 192,592,000 | 195,915,000 | 199,410,000 | 191,996,000 |
| Noninterest-bearing deposits | 128,161,000 | 131,137,000 | 129,617,000 | 134,063,000 |
| Equity capital | 28,475,000 | 28,100,000 | 30,164,000 | 28,658,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 4,528,000 | 9,242,000 | 13,986,000 | 18,761,000 |
| Interest expense | 460,000 | 898,000 | 1,325,000 | 1,723,000 |
| Net interest income | 4,068,000 | 8,344,000 | 12,661,000 | 17,038,000 |
| Noninterest income | 1,029,000 | 3,084,000 | 4,671,000 | 5,896,000 |
| Noninterest expense | 3,476,000 | 7,148,000 | 10,986,000 | 14,870,000 |
| Provision for loan losses | 300,000 | 525,000 | 750,000 | 825,000 |
| Pretax income | 1,321,000 | 3,755,000 | 5,596,000 | 7,239,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,321,000 | 3,755,000 | 5,596,000 | 7,239,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 28,407,000 | 30,242,000 | 31,382,000 | 30,750,000 |
| Total capital | 31,229,000 | 33,099,000 | 34,273,000 | 33,790,000 |
| Risk-weighted assets | 224,476,000 | 227,097,000 | 229,696,000 | 241,891,000 |