Call reports 2010
FIRST COMMUNITY BANK — 2010
What FIRST COMMUNITY BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 238,817,000 | 251,844,000 | 266,482,000 | 271,987,000 |
| Total loans | 193,670,000 | 198,467,000 | 197,116,000 | 198,151,000 |
| Allowance for loan losses | 2,337,000 | 2,332,000 | 2,371,000 | 2,522,000 |
| Securities available for sale | 23,763,000 | 20,295,000 | 28,043,000 | 25,373,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 196,399,000 | 207,576,000 | 222,171,000 | 228,579,000 |
| Interest-bearing deposits | 148,871,000 | 154,288,000 | 156,832,000 | 165,696,000 |
| Noninterest-bearing deposits | 47,528,000 | 53,288,000 | 65,339,000 | 62,883,000 |
| Equity capital | 20,771,000 | 21,554,000 | 21,908,000 | 21,288,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 3,785,000 | 7,781,000 | 11,689,000 | 15,573,000 |
| Interest expense | 805,000 | 1,649,000 | 2,505,000 | 3,349,000 |
| Net interest income | 2,980,000 | 6,132,000 | 9,184,000 | 12,224,000 |
| Noninterest income | 871,000 | 1,903,000 | 2,978,000 | 3,866,000 |
| Noninterest expense | 3,026,000 | 6,124,000 | 9,226,000 | 12,298,000 |
| Provision for loan losses | 255,000 | 510,000 | 845,000 | 1,145,000 |
| Pretax income | 570,000 | 1,510,000 | 2,200,000 | 2,756,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 570,000 | 1,510,000 | 2,200,000 | 2,756,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,436,000 | 21,176,000 | 21,490,000 | 21,427,000 |
| Total capital | 22,710,000 | 23,508,000 | 23,861,000 | 23,833,000 |
| Risk-weighted assets | 181,859,000 | 188,928,000 | 191,832,000 | 192,395,000 |