Call reports 2009
FIRST COMMUNITY BANK — 2009
What FIRST COMMUNITY BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 244,081,000 | 240,549,000 | 240,531,000 | 239,533,000 |
| Total loans | 179,342,000 | 179,683,000 | 186,164,000 | 189,335,000 |
| Allowance for loan losses | 1,892,000 | 2,100,000 | 2,271,000 | 2,300,000 |
| Securities available for sale | 30,140,000 | 18,330,000 | 26,361,000 | 24,880,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 202,816,000 | 198,792,000 | 197,596,000 | 197,431,000 |
| Interest-bearing deposits | 150,080,000 | 150,690,000 | 148,564,000 | 149,216,000 |
| Noninterest-bearing deposits | 52,736,000 | 48,102,000 | 49,032,000 | 48,215,000 |
| Equity capital | 19,537,000 | 19,703,000 | 20,832,000 | 20,494,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 3,799,000 | 7,607,000 | 11,485,000 | 15,345,000 |
| Interest expense | 1,073,000 | 2,133,000 | 3,124,000 | 4,023,000 |
| Net interest income | 2,726,000 | 5,474,000 | 8,361,000 | 11,322,000 |
| Noninterest income | 853,000 | 1,963,000 | 3,088,000 | 4,233,000 |
| Noninterest expense | 2,803,000 | 5,812,000 | 8,780,000 | 11,848,000 |
| Provision for loan losses | 255,000 | 510,000 | 765,000 | 1,020,000 |
| Pretax income | 521,000 | 1,481,000 | 2,270,000 | 3,053,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 521,000 | 1,481,000 | 2,270,000 | 3,053,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,969,000 | 19,854,000 | 20,443,000 | 20,316,000 |
| Total capital | 20,861,000 | 21,954,000 | 22,650,000 | 22,548,000 |
| Risk-weighted assets | 171,929,000 | 172,960,000 | 176,516,000 | 178,482,000 |