Call reports 2008
FIRST COMMUNITY BANK — 2008
What FIRST COMMUNITY BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 195,939,000 | 202,994,000 | 206,922,000 | 224,455,000 |
| Total loans | 160,558,000 | 164,299,000 | 174,930,000 | 178,336,000 |
| Allowance for loan losses | 1,675,000 | 1,609,000 | 1,579,000 | 1,788,000 |
| Securities available for sale | 12,152,000 | 11,552,000 | 11,457,000 | 27,007,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 179,939,000 | 186,712,000 | 187,196,000 | 189,179,000 |
| Interest-bearing deposits | 129,294,000 | 134,174,000 | 134,727,000 | 138,126,000 |
| Noninterest-bearing deposits | 50,645,000 | 52,538,000 | 52,469,000 | 51,053,000 |
| Equity capital | 15,039,000 | 15,218,000 | 16,714,000 | 18,699,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 3,847,000 | 7,732,000 | 11,676,000 | 15,505,000 |
| Interest expense | 1,162,000 | 2,190,000 | 3,200,000 | 4,131,000 |
| Net interest income | 2,685,000 | 5,542,000 | 8,476,000 | 11,374,000 |
| Noninterest income | 964,000 | 1,951,000 | 2,858,000 | 3,658,000 |
| Noninterest expense | 2,808,000 | 5,668,000 | 8,676,000 | 11,706,000 |
| Provision for loan losses | 129,000 | 258,000 | 487,000 | 1,007,000 |
| Pretax income | 712,000 | 1,567,000 | 2,171,000 | 2,319,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 712,000 | 1,567,000 | 2,171,000 | 2,319,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,900,000 | 15,405,000 | 16,800,000 | 18,448,000 |
| Total capital | 16,575,000 | 17,014,000 | 18,379,000 | 20,236,000 |
| Risk-weighted assets | 149,813,000 | 155,051,000 | 163,065,000 | 169,419,000 |