Call reports 2007
FIRST COMMUNITY BANK — 2007
What FIRST COMMUNITY BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 164,452,000 | 167,652,000 | 175,159,000 | 179,466,000 |
| Total loans | 119,534,000 | 127,755,000 | 137,633,000 | 147,854,000 |
| Allowance for loan losses | 1,475,000 | 1,546,000 | 1,536,000 | 1,595,000 |
| Securities available for sale | 14,587,000 | 15,339,000 | 15,356,000 | 12,236,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 150,993,000 | 154,056,000 | 160,633,000 | 163,781,000 |
| Interest-bearing deposits | 107,900,000 | 109,751,000 | 109,943,000 | 117,184,000 |
| Noninterest-bearing deposits | 43,093,000 | 44,305,000 | 50,690,000 | 46,597,000 |
| Equity capital | 12,669,000 | 12,744,000 | 13,536,000 | 14,234,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 3,124,000 | 6,513,000 | 10,067,000 | 13,856,000 |
| Interest expense | 1,028,000 | 2,107,000 | 3,255,000 | 4,456,000 |
| Net interest income | 2,096,000 | 4,406,000 | 6,812,000 | 9,400,000 |
| Noninterest income | 791,000 | 1,650,000 | 2,472,000 | 3,328,000 |
| Noninterest expense | 2,271,000 | 4,841,000 | 7,398,000 | 10,128,000 |
| Provision for loan losses | 129,000 | 258,000 | 391,000 | 494,000 |
| Pretax income | 480,000 | 950,000 | 1,488,000 | 2,102,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 480,000 | 950,000 | 1,488,000 | 2,102,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,747,000 | 13,218,000 | 13,755,000 | 14,244,000 |
| Total capital | 14,222,000 | 14,764,000 | 15,291,000 | 15,839,000 |
| Risk-weighted assets | 122,886,000 | 128,797,000 | 137,203,000 | 139,374,000 |