Call reports 2006
FIRST COMMUNITY BANK — 2006
What FIRST COMMUNITY BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 140,473,000 | 143,485,000 | 148,559,000 | 152,395,000 |
| Total loans | 100,879,000 | 105,409,000 | 109,134,000 | 113,763,000 |
| Allowance for loan losses | 1,170,000 | 1,263,000 | 1,350,000 | 1,397,000 |
| Securities available for sale | 8,982,000 | 11,964,000 | 13,376,000 | 13,730,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 128,898,000 | 131,228,000 | 135,217,000 | 139,683,000 |
| Interest-bearing deposits | 84,905,000 | 89,925,000 | 95,208,000 | 97,928,000 |
| Noninterest-bearing deposits | 43,993,000 | 41,303,000 | 40,009,000 | 41,755,000 |
| Equity capital | 11,161,000 | 11,787,000 | 12,661,000 | 12,237,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 2,509,000 | 5,265,000 | 8,230,000 | 11,194,000 |
| Interest expense | 612,000 | 1,299,000 | 2,098,000 | 2,988,000 |
| Net interest income | 1,897,000 | 3,966,000 | 6,132,000 | 8,206,000 |
| Noninterest income | 625,000 | 1,320,000 | 2,111,000 | 2,785,000 |
| Noninterest expense | 1,929,000 | 3,841,000 | 5,957,000 | 8,294,000 |
| Provision for loan losses | 126,000 | 255,000 | 384,000 | 470,000 |
| Pretax income | 467,000 | 1,190,000 | 1,902,000 | 2,219,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 467,000 | 1,190,000 | 1,902,000 | 2,219,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,316,000 | 12,039,000 | 12,751,000 | 12,292,000 |
| Total capital | 12,486,000 | 13,302,000 | 14,101,000 | 13,689,000 |
| Risk-weighted assets | 103,469,000 | 107,585,000 | 111,774,000 | 116,552,000 |