Call reports 2005
FIRST COMMUNITY BANK — 2005
What FIRST COMMUNITY BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 116,327,000 | 123,762,000 | 128,171,000 | 135,394,000 |
| Total loans | 96,918,000 | 99,564,000 | 98,853,000 | 100,254,000 |
| Allowance for loan losses | 1,057,000 | 1,173,000 | 1,218,000 | 1,057,000 |
| Securities available for sale | 9,756,000 | 9,175,000 | 9,733,000 | 11,452,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 106,157,000 | 112,966,000 | 116,798,000 | 124,379,000 |
| Interest-bearing deposits | 76,129,000 | 81,182,000 | 83,332,000 | 85,241,000 |
| Noninterest-bearing deposits | 30,028,000 | 31,784,000 | 33,466,000 | 39,138,000 |
| Equity capital | 9,742,000 | 10,446,000 | 10,912,000 | 10,704,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 2,091,000 | 4,389,000 | 6,776,000 | 9,373,000 |
| Interest expense | 424,000 | 894,000 | 1,422,000 | 1,993,000 |
| Net interest income | 1,667,000 | 3,495,000 | 5,354,000 | 7,380,000 |
| Noninterest income | 769,000 | 1,669,000 | 2,513,000 | 3,338,000 |
| Noninterest expense | 1,803,000 | 3,733,000 | 5,694,000 | 7,856,000 |
| Provision for loan losses | 110,000 | 230,000 | 350,000 | 430,000 |
| Pretax income | 523,000 | 1,201,000 | 1,823,000 | 2,432,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 523,000 | 1,201,000 | 1,823,000 | 2,432,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,840,000 | 10,517,000 | 10,988,000 | 10,849,000 |
| Total capital | 10,897,000 | 11,690,000 | 12,206,000 | 11,906,000 |
| Risk-weighted assets | 94,522,000 | 97,108,000 | 98,653,000 | 100,804,000 |