Call reports 2004
FIRST COMMUNITY BANK — 2004
What FIRST COMMUNITY BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 105,500,000 | 109,722,000 | 117,638,000 | 113,401,000 |
| Total loans | 82,260,000 | 88,467,000 | 91,059,000 | 91,596,000 |
| Allowance for loan losses | 1,015,000 | 1,033,000 | 967,000 | 973,000 |
| Securities available for sale | 10,798,000 | 10,425,000 | 10,396,000 | 10,226,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 96,275,000 | 96,796,000 | 104,224,000 | 103,911,000 |
| Interest-bearing deposits | 69,290,000 | 70,672,000 | 72,690,000 | 71,648,000 |
| Noninterest-bearing deposits | 26,985,000 | 26,124,000 | 31,534,000 | 32,263,000 |
| Equity capital | 8,928,000 | 9,147,000 | 9,557,000 | 9,282,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 1,736,000 | 3,646,000 | 5,615,000 | 7,688,000 |
| Interest expense | 360,000 | 721,000 | 1,107,000 | 1,506,000 |
| Net interest income | 1,376,000 | 2,925,000 | 4,508,000 | 6,182,000 |
| Noninterest income | 633,000 | 1,394,000 | 2,241,000 | 3,040,000 |
| Noninterest expense | 1,602,000 | 3,339,000 | 5,109,000 | 7,071,000 |
| Provision for loan losses | 60,000 | 140,000 | 325,000 | 385,000 |
| Pretax income | 360,000 | 853,000 | 1,327,000 | 1,778,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 360,000 | 853,000 | 1,327,000 | 1,778,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,776,000 | 9,203,000 | 9,528,000 | 9,316,000 |
| Total capital | 9,792,000 | 10,236,000 | 10,495,000 | 10,289,000 |
| Risk-weighted assets | 81,338,000 | 86,538,000 | 90,429,000 | 89,671,000 |