Call reports 2003
FIRST COMMUNITY BANK — 2003
What FIRST COMMUNITY BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 93,170,000 | 101,504,000 | 105,887,000 | 105,040,000 |
| Total loans | 70,620,000 | 76,443,000 | 75,932,000 | 79,648,000 |
| Allowance for loan losses | 1,012,000 | 1,005,000 | 1,041,000 | 1,025,000 |
| Securities available for sale | 10,439,000 | 9,372,000 | 8,568,000 | 12,410,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 85,022,000 | 92,942,000 | 96,950,000 | 96,210,000 |
| Interest-bearing deposits | 62,754,000 | 68,104,000 | 71,609,000 | 69,682,000 |
| Noninterest-bearing deposits | 22,268,000 | 24,838,000 | 25,341,000 | 26,528,000 |
| Equity capital | 7,767,000 | 8,132,000 | 8,535,000 | 8,615,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 1,592,000 | 3,335,000 | 5,174,000 | 6,968,000 |
| Interest expense | 329,000 | 664,000 | 1,039,000 | 1,412,000 |
| Net interest income | 1,263,000 | 2,671,000 | 4,135,000 | 5,556,000 |
| Noninterest income | 491,000 | 1,135,000 | 1,821,000 | 2,447,000 |
| Noninterest expense | 1,382,000 | 2,988,000 | 4,587,000 | 6,273,000 |
| Provision for loan losses | 60,000 | 123,000 | 184,000 | 244,000 |
| Pretax income | 334,000 | 743,000 | 1,233,000 | 1,546,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 334,000 | 743,000 | 1,233,000 | 1,546,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,574,000 | 7,918,000 | 8,408,000 | 8,512,000 |
| Total capital | 8,460,000 | 8,867,000 | 9,374,000 | 9,500,000 |
| Risk-weighted assets | 70,786,000 | 75,888,000 | 77,186,000 | 79,015,000 |