Call reports 2002
FIRST COMMUNITY BANK — 2002
What FIRST COMMUNITY BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 83,763,000 | 84,448,000 | 88,499,000 | 89,287,000 |
| Total loans | 59,318,000 | 62,053,000 | 61,076,000 | 63,856,000 |
| Allowance for loan losses | 948,000 | 944,000 | 978,000 | 943,000 |
| Securities available for sale | 8,684,000 | 9,685,000 | 10,541,000 | 12,031,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 77,265,000 | 77,305,000 | 80,935,000 | 81,618,000 |
| Interest-bearing deposits | 57,224,000 | 57,661,000 | 61,073,000 | 61,345,000 |
| Noninterest-bearing deposits | 20,041,000 | 19,644,000 | 19,862,000 | 20,273,000 |
| Equity capital | 6,288,000 | 6,855,000 | 7,236,000 | 7,236,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 1,645,000 | 3,295,000 | 4,905,000 | 6,538,000 |
| Interest expense | 464,000 | 840,000 | 1,206,000 | 1,570,000 |
| Net interest income | 1,181,000 | 2,455,000 | 3,699,000 | 4,968,000 |
| Noninterest income | 430,000 | 947,000 | 1,457,000 | 1,971,000 |
| Noninterest expense | 1,296,000 | 2,666,000 | 4,074,000 | 5,700,000 |
| Provision for loan losses | 106,000 | 196,000 | 256,000 | 391,000 |
| Pretax income | 223,000 | 554,000 | 840,000 | 943,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 223,000 | 554,000 | 840,000 | 943,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,224,000 | 6,657,000 | 6,944,000 | 7,046,000 |
| Total capital | 6,986,000 | 7,414,000 | 7,707,000 | 7,855,000 |
| Risk-weighted assets | 60,782,000 | 60,374,000 | 60,797,000 | 64,570,000 |